Smart card in the context of "Bank card"

Cryptography, or cryptology (from Ancient Greek: κρυπτός, romanized: kryptós "hidden, secret"; and γράφειν graphein, "to write", or -λογία -logia, "study", respectively), is the practice and study of techniques for secure communication in the presence of adversarial behavior. More generally, cryptography is about constructing and analyzing protocols that prevent third parties or the public from reading private messages. Modern cryptography exists at the intersection of the disciplines of mathematics, computer science, information security, electrical engineering, digital signal processing, physics, and others. Core concepts related to information security (data confidentiality, data integrity, authentication and non-repudiation) are also central to cryptography. Practical applications of cryptography include electronic commerce, chip-based payment cards, digital currencies, computer passwords and military communications.

Cryptography prior to the modern age was effectively synonymous with encryption, converting readable information (plaintext) to unintelligible nonsense text (ciphertext), which can only be read by reversing the process (decryption). The sender of an encrypted (coded) message shares the decryption (decoding) technique only with the intended recipients to preclude access from adversaries. The cryptography literature often uses the names "Alice" (or "A") for the sender, "Bob" (or "B") for the intended recipient, and "Eve" (or "E") for the eavesdropping adversary. Since the development of rotor cipher machines in World War I and the advent of computers in World War II, cryptography methods have become increasingly complex and their applications more varied.

Plastic cards usually serve as identity documents, thus providing authentication. In combination with other assets that complement the data stored on the card, like PIN numbers, they also serve authorization purposes, most often as debit or credit cards for allowing their holders to do financial transactions. Early and simpler cards feature only hard-to-imitate integrated photographs, security holograms, guillochés, or a magnetic strip on which few bytes of personal data could be stored. Today, smart cards, i.e. those equipped with an electronic chip (storage, or RFID), serve as high-security active electronic documents that allow their holder to qualify for driving cars (drivers license card), receive medical treatment (health insurance cards), do banking and more.

A smart device is an electronic device, generally connected to other devices or networks via different wireless protocols (such as Bluetooth, Zigbee, near-field communication, Wi-Fi, NearLink, Li-Fi, or 5G) that can operate to some extent interactively and autonomously. Several notable types of smart devices are smartphones, smart speakers, smart cars, smart cards, smart thermostats, smart doorbells, smart locks, smart refrigerators, phablets and tablets, smartwatches, smart bands, smart keychains, smart glasses, smart TV, and many others. The term can also refer to a device that exhibits some properties of ubiquitous computing, including—although not necessarily—machine learning.

Smart devices can be designed to support a variety of form factors, a range of properties pertaining to ubiquitous computing and to be used in three main system environments: physical world, human-centered environments, and distributed computing environments. Smart homes indicate the presence of sensors and some detection devices, appliances, and a database to control them.

The Hokkaido Railway Company (北海道旅客鉄道株式会社, Hokkaidō Ryokaku Tetsudō kabushiki gaisha) is one of the constituent companies of the Japan Railways Group (JR Group), and is often referred to by its official abbreviation: JR Hokkaido (JR北海道, Jeiāru Hokkaidō). It operates intercity and local rail services in Hokkaido, Japan. The company introduced Kitaca, a smart card ticketing system, in autumn 2008.

At the time of its privatization in 1987, JR Hokkaido operated 21 railway lines totalling 3,176.6 kilometres (1,973.8 mi) of narrow-gauge (1,067 mm (3 ft 6 in)) track, as well as a ferry service to Aomori. Since then, that figure has dwindled to just below 2,500 kilometres (1,600 mi), as unprofitable lines have been shut down or spun off (in the case of the Hokkaidō Chihoku Kōgen Railway). The ferry service has also been replaced by the 53.85-km long dual-gauge Seikan Tunnel for railways.

A keycard lock is a lock operated by a keycard, a flat, rectangular plastic card. The card typically, but not always, has identical dimensions to that of a credit card, that is ID-1 format. The card stores a physical or digital pattern that the door mechanism accepts before disengaging the lock.

There are several common types of keycards in use, including the mechanical holecard, barcode, magnetic stripe, Wiegand wire embedded cards, smart card (embedded with a read/write electronic microchip), RFID, and NFC proximity cards.

The FIDO (Fast IDentity Online) Alliance is an open industry association launched in February 2013 whose stated mission is to develop and promote authentication standards that "help reduce the world’s over-reliance on passwords". FIDO addresses the lack of interoperability among devices that use strong authentication and reduces the problems users face creating and remembering multiple usernames and passwords.

FIDO supports a full range of authentication technologies, including biometrics such as fingerprint and iris scanners, voice and facial recognition, as well as existing solutions and communications standards, such as Trusted Platform Modules (TPM), USB security tokens, embedded Secure Elements (eSE), smart cards, and near-field communication (NFC). The USB security token device may be used to authenticate using a simple password (e.g. four-digit PIN) or by pressing a button. The specifications emphasize a device-centric model. Authentication over an insecure channel happens using public-key cryptography. The user's device registers the user to a server by registering a public key. To authenticate the user, the device signs a challenge from the server using the private key that it holds. The keys on the device are unlocked by a local user gesture such as a biometric or pressing a button.

An electronic identification ("eID") is a digital solution for proof of identity of citizens or organizations. They can be used to view to access benefits or services provided by government authorities, banks or other companies, for mobile payments, etc. Apart from online authentication and login, many electronic identity services also give users the option to sign electronic documents with a digital signature.

One form of eID is an electronic identification card (eIC), which is a physical identity card that can be used for online and offline personal identification or authentication. The eIC is a smart card in ID-1 format of a regular bank card, with identity information printed on the surface (such as personal details and a photograph) and in an embedded RFID microchip, similar to that in biometric passports. The chip stores the information printed on the card (such as the holder's name and date of birth) and the holder's photo(s). Several photos may be taken from different angles along with different facial expressions, thus allowing the biometric facial recognition systems to measure and analyze the overall structure, shape and proportions of the face. It may also store the holder's fingerprints. The card may be used for online authentication, such as for age verification or for e-government applications. An electronic signature, provided by a private company, may also be stored on the chip.