Pre-existing condition in the context of "Psychological stress"

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⭐ Core Definition: Pre-existing condition

In the context of healthcare in the United States, a pre-existing condition is a medical condition that existed before a person's health insurance went into effect. Before 2014, some insurance policies would not cover expenses due to pre-existing conditions. These exclusions by the insurance industry were intended to mitigate adverse selection by potential customers. Such exclusions have been prohibited since January 1, 2014, by the Patient Protection and Affordable Care Act.

According to the Kaiser Family Foundation, more than a quarter of adults below the age of 65 (approximately 52 million people) had pre-existing conditions in 2016.

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👉 Pre-existing condition in the context of Psychological stress

In psychology, stress is a feeling of emotional strain and pressure. Stress is a form of psychological and mental discomfort. Small amounts of stress may be beneficial, as it can improve athletic performance, motivation and reaction to the environment. Excessive amounts of stress, however, can increase the risk of strokes, heart attacks, ulcers, and mental illnesses such as depression and also aggravate pre-existing conditions.

Psychological stress can be external and related to the environment, but may also be caused by internal perceptions that cause an individual to experience anxiety or other negative emotions surrounding a situation, such as pressure, discomfort, etc., which they then deem stressful.

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← Psychological stress
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Healthcare in the United States → Medical condition → Health insurance → Insurance industry → Adverse selection → Patient Protection and Affordable Care Act → Kaiser Family Foundation →