Financial management in the context of "Line management"

Treasury management (or treasury operations) entails management of an enterprise's financial holdings, focusing on the firm's liquidity, and mitigating its financial-, operational- and reputational risk. Treasury Management's scope thus includes the firm's collections, disbursements, concentration, investment and funding activities.

In corporates, treasury overlaps the financial management function, although the former has the more specific focus mentioned, while the latter is a broader field that includes financial planning, budgeting, and analysis. In banks, the function plays a slightly different, more integral role, managing also the link between the institution and the stakeholders.In both, there is a close relationship with the financial risk management area.

Farming or tax-farming is a technique of financial management in which the management of a variable revenue stream is assigned by legal contract to a third party and the holder of the revenue stream receives fixed periodic rents from the contractor. It is most commonly used in public finance, where governments (the lessors) lease or assign the right to collect and retain the whole of the tax revenue to a private financier (the farmer), who is charged with paying fixed sums (sometimes called "rents", but with a different meaning from the common modern term) into the treasury.

Farming in this sense has nothing to do with agriculture, other than in a metaphorical sense.

A financial analyst is a professional undertaking financial analysis for external or internal clients as a core feature of the job.The role may specifically be titled securities analyst, research analyst, equity analyst, investment analyst, or ratings analyst. The job title is a broad one: In banking, and industry more generally, various other analyst-roles cover financial management and (credit) risk management, as opposed to focusing on investments and valuation.

Personal finance is the financial management that an individual or a family unit performs to budget, save, and spend monetary resources in a controlled manner, taking into account various financial risks and future life events.

When planning personal finances, the individual would take into account the suitability of various banking products (checking accounts, savings accounts, credit cards, and loans), insurance products (health insurance, disability insurance, life insurance, etc.), and investment products (bonds, stocks, real estate, etc.), as well as participation in monitoring and management of credit scores, income taxes, retirement funds and pensions.

Financial planning and analysis (FP&A), in accounting and business, refers to the various integrated planning, analysis, and modeling activities aimed at supporting financial decisioning and management in the wider organization. See Financial analyst § Financial planning and analysis for outline, and aside articles for further detail. In larger companies, "FP&A" will run as a dedicated area or team, under an "FP&A Manager" reporting to the CFO.

FP&A is distinct from financial management and (management) accounting in that it is oriented, additionally, towards business performance management, and, further, encompasses both qualitative and quantitative analysis. This positioning allows management—in partnership with FP&A—to preemptively address issues relating, e.g., to customers and operations, as well as the more traditional business-finance problems.Relatedly, although Budgeting and Forecasting are typically done at specific times in the year—and correspondingly cover specific time periods—FP&A, by contrast, has a wider brief re both horizon and content. "FP&A Analysts" thus play an important role in every (major) decision by the company—ranging in scope from changes in headcount to mergers and acquisitions.

Cash flow forecasting is the process of obtaining an estimate of a company's future cash levels, and its financial position more generally. A cash flow forecast is a key financial management tool, both for large corporates, and for smaller entrepreneurial businesses. The forecast is typically based on anticipated payments and receivables. Several forecasting methodologies are available.